Thursday, July 14, 2011

Car Shopping

I drive a gas-guzzler! Like 17 miles per gallon. Bummer. I currently have a stupid car loan on the thing from an idiotic decision. (One upside is that this is my only debt.)

My father wants me to trade it in for a more fuel-efficient car but that would mean a whole new car loan. What?
Longer debt, but better gas mileage? It's just not a fair decision.

As of right now I have only 18 months left on my car loan, but if I get a better car, my gas expense would be lowered at least a third.

Any suggestions?

Wednesday, July 13, 2011

Budget

I work in retail part time while I am going to college full time. I get paid biweekly and my hours fluctuate, so for the sake of simplicity I will start off my budget with 900 dollars a month, or 450 every paycheck. To be honest, most of the time it is more, but I will just shovel that into my savings.

Net pay:        900
Car Payment:   -300
Car Insurance: -160
Gas:           -100
Money Left:     340



O if only things were that simple! 


Where does all my money go?

Harry Potter

In about 24 hours, I will be waiting to see the last installment of the Harry Potter franchise at the drive-in. Just like many people out there, it will feel like the end of my childhood! I am really excited nonetheless, and I will tell you how the movie is.

On another note, I am watching one of my guilty pleasures, The Real L Word. Love it!

Tuesday, July 12, 2011

Credit Score

Just checked my credit score, and I don't even have one due to a "thin file".

Really hoping I won't have to get a credit card soon. I understand the credit cards are the DEVIL, but it is a bummer that I don't have credit yet at my age.

Wednesday, April 7, 2010

Quote


" Only Irish coffee provides in a single glass all four essential food groups - alcohol, caffeine, sugar, and fat." - Alex Levine


Tuesday, March 2, 2010

I have a problem...

yes, i am a makeup addict. i scour drugstores and beauty blogs for deals, but you don't really "save money" when you spend it. <3meaere

Friday, February 26, 2010

save money on your groceries

I've been doing a lot of research on the reviews for The Grocery Game. i would like to post a few websites:
the grocerygame.com
coupon mom.com

and of course my favorites are the free stuff websites:
craigs list.com
freecycle .com
swagbucks .com
hot coupon world.com
pinecone research .com
deal seekingmom. com
moneysavingmom .com
vocal point. com
mymoney .com

meaere